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About Mudra

PM MUDRA Yojana (PMMY) is a Government of India scheme to provide affordable credit to the micro enterprises engaged in trading, manufacturing and service sectors, including agricultural activities. Micro Units Development and Refinance Agency (MUDRA) is an NBFC, which provides refinance support to RRBs, commercial banks, MFIs, small finance banks, and other NBFCs for lending to micro enterprises. Prospective business loan borrowers can avail MUDRA loans of up to Rs 10 lakh from a nearby branch of a bank, NBFC, etc. The NBFC also offers MUDRA Card for working capital loans, cash withdrawals from any ATMs and making purchases through POS machines.

Mudra Loan